There are a lot of misconceptions about the workers’ compensation system. If you fall for them, you could miss an opportunity to secure the compensation you need to offset your lost wages and your medical expenses. Therefore, if you’ve been injured on the job, take a moment to read the rest of this post so that you have a better understanding of the workers’ compensation system and what it can do for you.
Common myths about the workers’ compensation system
Don’t be duped by workers’ compensation myths, as doing so could put your recovery at risk. Here are some myths that you should be aware of as you navigate the aftermath of your workplace accident:
- Workers’ compensation is only for “serious” injuries: Although you need to show that your injuries prevent you from working, they don’t necessarily have to be catastrophic in nature like a lot of people think.
- Mental health conditions don’t qualify: Many dangerous workplaces take a mental toll on workers. If you’ve developed a mental health condition due to your work, or an existing condition has been exacerbated because of your job, then you might be able to qualify for workers’ compensation benefits.
- Your job is at risk if you file: Your employer can’t retaliate against you for filing a workers’ compensation case. So, don’t be afraid to take action if you’ve been injured at work.
- The insurance company is on your side: The insurance company is in the business of making money, which means trying to deny your claim. They’re not going to advocate for you.
You need financial resources to properly navigate your workplace injury recovery. Don’t let that be jeopardized by misunderstandings about the process. Instead, educate yourself on what it takes to successfully advocate for the workers’ compensation benefits you deserve so that you stand a better chance of securing the outcome that you want.